Yes, always. We're legally required to act in your best interest.
Yes. You pay us directly. No commissions, no kickbacks, no referral fees.
A flat fee is a set dollar amount. AUM is a percentage of the investments we manage. We'll explain both on your intro call.
No. We're fee-only and sell no products.
In your name at Charles Schwab. We can manage it, but we can't withdraw money for ourselves other than our disclosed fee.
Working Together
Executives, business owners, and professionals in their late 40s to early 60s planning for retirement.
Yes. That's who the firm is built for. We explain every step in plain language.
Yes, and we encourage it.
Yes. We work virtually with clients nationwide.
Retirement & Tax Strategy
Ideally 5 to 15 years before. It's never too late to get organized.
Yes. We compare claiming ages for you and your spouse.
It depends. Sometimes it helps, sometimes leaving money in place is better. If you roll money into an account we manage, we earn a fee on it, which is a conflict of interest. That's why we show you every option in writing.